Dealing with the aftermath of a car accident is a tedious task, especially for those who are entirely or partially at fault. The next course of action depends entirely on your auto insurance coverage, where you reside, and the degree of fault following an accident. A reliable Denver personal injury lawyer reviews your case and advises you on what to include in your personal injury claim.
What Happens if You Are at Fault Following a Car Accident?
Handling fault following an auto accident varies depending on where you reside. There are no-fault and fault states. In no-fault states, each individual’s auto insurance covers their damages, while in fault states, the at-fault party is responsible for the damage of victims injured following an accident. Most states, including Denver, are at-fault states, and victims of an auto accident can recover damages from the responsible party. Car accident attorneys in Denver can help you craft a solid case that improves your chances of securing fair compensation for your injuries.
Damages Covered if You Are Responsible for a Car Accident
Damages in personal injury cases are those losses that result following an accident where the other party is negligent. These damages include prescription medications, vehicle damage, medical bills, and lost wages. In most cases, the responsible parties only pay for the damages out of their own pocket if they’ve exceeded their car insurance policy limits. You are responsible for any additional costs when the injured driver takes you to court. Such instances are common in severe auto accidents, such as those that result in death or serious injuries. Hire a reliable auto accident attorney to assist you in this situation. Your insurance company agrees to a settlement with the other driver without necessarily going to court.
What Should I Do Following an Auto Accident I Caused?
There are various things you need to do to protect your rights, even if you are at fault for an auto accident. Stop and stay safe to avoid traffic congestion at the accident scene. Assess the damage to your car and other vehicles and contact 911 if someone is injured or dies after the accident. Contact the police to report the incident and leave the scene once the police document the accident details. Exchange the phone numbers, insurance information, and names with the other driver (s). You may also take note of the model and make of their car, aside from writing down the license plate number of the other vehicle.
Documenting the accident scene, including the injuries you suffer, the location of all cars, and vehicle damage, is crucial. Picture evidence minimizes the possibility of anyone altering the story later. Contact your insurer to inform them of the accident occurrence after that. Most policies require drivers to report an accident immediately to minimize the chances of missing out on coverage.
What if I Am Partially at Fault in an Auto Accident?
Some accidents have more than one party responsible for their occurrence. The situation is common, especially if more than two cars get involved in an accident. In Denver, for instance, you’re responsible for the percentage of fault you hold following an accident as long as your fault is below 50%. The percentage of fault and the extent of your damage are calculated, and you receive compensation less the percentage of fault.
The approach enables you to recover some of your damages if you were partially at fault for the auto accident. Drivers with a 50% or more fault for an auto accident in Denver won’t recover any damage. A seasoned auto accident attorney determines the extent of your damages aside from protecting your rights during the entire process. It would be best if you didn’t have to pay for more than the degree of fault in an auto accident.
Auto accidents are stressful for the parties involved, regardless of whether they’re at fault or not. Focus on the positives, as in the best-case scenario, the parties involved will leave the accident scene with minor damage. If you require assistance with an auto accident claim, hire a seasoned attorney to help you file a solid claim.
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